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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,383 | $76,407+19.6% | $150,298-39.2% | $82,448+10.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 8.56% | 39.99%-31.4pp | 62.79%-54.2pp | 41.64%-33.1pp |
| Employer contribution / active EE | $5,998 | $2,614+129.4% | $4,154+44.4% | $2,551+135.1% |
| Participant deferral / active EE | $5,190 | $3,214+61.5% | $5,453-4.8% | $4,139+25.4% |
| Admin fee / account holder | $106,492 | $6,352+1576.5% | $14,116+654.4% | $7,234+1372.0% |