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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,734 | $102,422+14.9% | $147,117-20.0% | $80,959+45.4% |
| Participation rate | 82.8% | 75.9%+6.9pp | 82.2%+0.6pp | 67.7%+15.1pp |
| Annual return | 14.27% | 135.16%-120.9pp | 420.54%-406.3pp | 35.67%-21.4pp |
| Employer contribution / active EE | $3,142 | $3,717-15.5% | $4,932-36.3% | $2,757+14.0% |
| Participant deferral / active EE | $5,011 | $6,652-24.7% | $8,065-37.9% | $4,300+16.5% |
| Admin fee / account holder | $1,443 | $7,953-81.9% | $12,993-88.9% | $6,925-79.2% |