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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,140 | $183,539-75.4% | $155,556-71.0% | $145,897-69.1% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 11.52% | 61.31%-49.8pp | 64.84%-53.3pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,705 | $5,315-67.9% | $4,675-63.5% | $4,663-63.4% |
| Participant deferral / active EE | $4,036 | $6,467-37.6% | $5,631-28.3% | $6,689-39.7% |
| Admin fee / account holder | $4,538 | $19,275-76.5% | $15,885-71.4% | $13,390-66.1% |