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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,785 | $110,410-50.4% | $102,437-46.5% | $145,897-62.4% |
| Participation rate | 52.6% | 77.9%-25.3pp | 74.5%-21.9pp | 80.3%-27.7pp |
| Annual return | 13.05% | 24.85%-11.8pp | 24.95%-11.9pp | 552.29%-539.2pp |
| Employer contribution / active EE | $1,669 | $4,217-60.4% | $3,871-56.9% | $4,663-64.2% |
| Participant deferral / active EE | $2,232 | $5,622-60.3% | $5,060-55.9% | $6,689-66.6% |
| Admin fee / account holder | $7,958 | $9,745-18.3% | $8,388-5.1% | $13,390-40.6% |