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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,833 | $129,737-34.6% | $119,126-28.8% | $154,746-45.2% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 18.15% | 379.08%-360.9pp | 282.11%-264.0pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,657 | $4,375-62.1% | $4,034-58.9% | $4,379-62.2% |
| Participant deferral / active EE | $2,227 | $5,842-61.9% | $5,318-58.1% | $6,730-66.9% |
| Admin fee / account holder | $657 | $11,961-94.5% | $10,693-93.9% | $14,365-95.4% |