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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,733 | $185,312+72.5% | $161,489+98.0% | $154,746+106.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.40% | 103.84%-85.4pp | 89.72%-71.3pp | 172.34%-153.9pp |
| Employer contribution / active EE | $8,493 | $4,769+78.1% | $4,268+99.0% | $4,379+93.9% |
| Participant deferral / active EE | $9,289 | $6,350+46.3% | $5,630+65.0% | $6,730+38.0% |
| Admin fee / account holder | $27,370 | $18,654+46.7% | $16,006+71.0% | $14,365+90.5% |