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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,730 | $102,422+17.9% | $147,117-17.9% | $80,959+49.1% |
| Participation rate | 60.0% | 75.9%-15.9pp | 82.2%-22.2pp | 67.7%-7.7pp |
| Annual return | 12.77% | 135.16%-122.4pp | 420.54%-407.8pp | 35.67%-22.9pp |
| Employer contribution / active EE | $2,386 | $3,717-35.8% | $4,932-51.6% | $2,757-13.5% |
| Participant deferral / active EE | $6,167 | $6,652-7.3% | $8,065-23.5% | $4,300+43.4% |
| Admin fee / account holder | $18,437 | $7,953+131.8% | $12,993+41.9% | $6,925+166.2% |