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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,867 | $111,535+226.2% | $105,223+245.8% | $137,256+165.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.12% | 237.85%-225.7pp | 180.65%-168.5pp | 220.34%-208.2pp |
| Employer contribution / active EE | $10,772 | $3,939+173.4% | $3,689+192.0% | $4,156+159.2% |
| Participant deferral / active EE | $13,243 | $5,500+140.8% | $5,072+161.1% | $6,407+106.7% |
| Admin fee / account holder | $2,706 | $9,721-72.2% | $8,859-69.4% | $12,270-77.9% |