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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,824 | $58,311+11.2% | $81,882-20.8% | $80,959-19.9% |
| Participation rate | 98.1% | 63.5%+34.7pp | 72.4%+25.8pp | 67.7%+30.5pp |
| Annual return | 9.05% | 41.85%-32.8pp | 779.47%-770.4pp | 35.67%-26.6pp |
| Employer contribution / active EE | $1,667 | $2,347-29.0% | $2,916-42.8% | $2,757-39.6% |
| Participant deferral / active EE | $1,506 | $3,287-54.2% | $4,323-65.2% | $4,300-65.0% |
| Admin fee / account holder | $2,518 | $4,752-47.0% | $7,360-65.8% | $6,925-63.6% |