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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,015,811 | $160,070+534.6% | $147,117+590.5% | $145,897+596.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.43% | 98.69%-86.3pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $12,275 | $5,285+132.3% | $4,932+148.8% | $4,663+163.3% |
| Participant deferral / active EE | $24,137 | $8,419+186.7% | $8,065+199.3% | $6,689+260.8% |
| Admin fee / account holder | $323 | $15,035-97.9% | $12,993-97.5% | $13,390-97.6% |