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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,180 | $111,785-32.7% | $93,669-19.7% | $145,877-48.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.42% | 203.79%-189.4pp | 133.59%-119.2pp | 551.28%-536.9pp |
| Employer contribution / active EE | $13,464 | $3,096+334.9% | $2,424+455.6% | $4,663+188.7% |
| Participant deferral / active EE | $5,451 | $4,919+10.8% | $4,416+23.4% | $6,691-18.5% |
| Admin fee / account holder | $530 | $10,256-94.8% | $8,291-93.6% | $13,402-96.0% |