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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,392 | $77,358-82.7% | $102,184-86.9% | $87,485-84.7% |
| Participation rate | 100.0% | 78.7%+21.3pp | 82.6%+17.4pp | 68.9%+31.1pp |
| Annual return | 14.43% | 41.11%-26.7pp | 31.58%-17.1pp | 26.06%-11.6pp |
| Employer contribution / active EE | $2,093 | $2,562-18.3% | $3,594-41.8% | $2,596-19.4% |
| Participant deferral / active EE | $2,433 | $6,753-64.0% | $8,309-70.7% | $4,274-43.1% |
| Admin fee / account holder | $5,562 | $6,809-18.3% | $11,609-52.1% | $7,775-28.5% |