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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,244 | $77,472-77.7% | $100,415-82.8% | $80,959-78.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 17.88% | 37.26%-19.4pp | 49.47%-31.6pp | 35.67%-17.8pp |
| Employer contribution / active EE | $1,666 | $2,800-40.5% | $3,943-57.7% | $2,757-39.6% |
| Participant deferral / active EE | $1,926 | $6,818-71.8% | $8,091-76.2% | $4,300-55.2% |
| Admin fee / account holder | $868 | $5,885-85.2% | $7,906-89.0% | $6,925-87.5% |