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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,236 | $183,592-10.5% | $155,567+5.6% | $145,959+12.5% |
| Participation rate | 20.0% | 82.7%-62.7pp | 78.2%-58.2pp | 80.3%-60.3pp |
| Annual return | 13.84% | 61.24%-47.4pp | 64.74%-50.9pp | 561.95%-548.1pp |
| Employer contribution / active EE | $1,044 | $5,315-80.4% | $4,674-77.7% | $4,661-77.6% |
| Participant deferral / active EE | $2,533 | $6,464-60.8% | $5,628-55.0% | $6,689-62.1% |
| Admin fee / account holder | $1,885 | $19,318-90.2% | $15,916-88.2% | $13,398-85.9% |