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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,941 | $172,111+81.8% | $150,298+108.2% | $137,256+128.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 11.56% | 69.37%-57.8pp | 62.79%-51.2pp | 220.34%-208.8pp |
| Employer contribution / active EE | $7,789 | $4,636+68.0% | $4,154+87.5% | $4,156+87.4% |
| Participant deferral / active EE | $5,390 | $6,166-12.6% | $5,453-1.2% | $6,407-15.9% |
| Admin fee / account holder | $2,786 | $16,471-83.1% | $14,116-80.3% | $12,270-77.3% |