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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,414 | $154,228-44.6% | $145,433-41.3% | $137,256-37.8% |
| Participation rate | 82.4% | 83.8%-1.4pp | 82.1%+0.2pp | 80.0%+2.4pp |
| Annual return | 28.84% | 74.59%-45.7pp | 66.58%-37.7pp | 220.34%-191.5pp |
| Employer contribution / active EE | $2,990 | $4,804-37.8% | $4,554-34.3% | $4,156-28.1% |
| Participant deferral / active EE | $11,715 | $8,216+42.6% | $7,897+48.3% | $6,407+82.9% |
| Admin fee / account holder | $1,757 | $14,344-87.8% | $13,129-86.6% | $12,270-85.7% |