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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,983 | $124,425+275.3% | $112,040+316.8% | $137,256+240.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 4.45% | 24.72%-20.3pp | 24.52%-20.1pp | 220.34%-215.9pp |
| Employer contribution / active EE | $45,500 | $3,411+1233.8% | $2,954+1440.3% | $4,156+994.8% |
| Participant deferral / active EE | $1,672 | $5,718-70.8% | $5,098-67.2% | $6,407-73.9% |
| Admin fee / account holder | $77,744 | $15,207+411.3% | $12,098+542.6% | $12,270+533.6% |