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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,169 | $213,785-55.5% | $185,441-48.7% | $155,188-38.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.06% | 19.97%-4.9pp | 20.16%-5.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $11,381 | $5,393+111.0% | $4,672+143.6% | $4,248+167.9% |
| Participant deferral / active EE | $6,498 | $6,864-5.3% | $6,152+5.6% | $6,531-0.5% |
| Admin fee / account holder | $129,332 | $21,134+512.0% | $17,890+622.9% | $14,480+793.2% |