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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,514 | $138,385-2.8% | $184,243-27.0% | $80,925+66.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 10.22% | 20.02%-9.8pp | 28.82%-18.6pp | 35.65%-25.4pp |
| Employer contribution / active EE | $3,744 | $4,851-22.8% | $6,427-41.7% | $2,756+35.8% |
| Participant deferral / active EE | $8,859 | $7,075+25.2% | $9,132-3.0% | $4,299+106.1% |
| Admin fee / account holder | $18,972 | $10,489+80.9% | $13,914+36.4% | $6,940+173.4% |