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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,342 | $162,136+101.3% | $152,301+114.3% | $154,746+110.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.61% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.7pp |
| Employer contribution / active EE | $6,306 | $4,890+28.9% | $4,624+36.4% | $4,379+44.0% |
| Participant deferral / active EE | $15,530 | $8,341+86.2% | $8,004+94.0% | $6,730+130.7% |
| Admin fee / account holder | $4,183 | $15,759-73.5% | $14,398-70.9% | $14,365-70.9% |