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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,870 | $160,070+65.5% | $147,117+80.0% | $145,897+81.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.27% | 98.69%-87.4pp | 420.54%-409.3pp | 552.29%-541.0pp |
| Employer contribution / active EE | $6,621 | $5,285+25.3% | $4,932+34.2% | $4,663+42.0% |
| Participant deferral / active EE | $15,031 | $8,419+78.5% | $8,065+86.4% | $6,689+124.7% |
| Admin fee / account holder | $3,525 | $15,035-76.6% | $12,993-72.9% | $13,390-73.7% |