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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,140 | $124,425+81.7% | $112,040+101.8% | $137,256+64.8% |
| Participation rate | 62.5% | 79.3%-16.8pp | 76.5%-14.0pp | 80.0%-17.5pp |
| Annual return | 20.45% | 24.72%-4.3pp | 24.52%-4.1pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,945 | $3,411-43.0% | $2,954-34.1% | $4,156-53.2% |
| Participant deferral / active EE | $5,382 | $5,718-5.9% | $5,098+5.6% | $6,407-16.0% |
| Admin fee / account holder | $72,282 | $15,207+375.3% | $12,098+497.5% | $12,270+489.1% |