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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,516 | $87,166-77.6% | $76,735-74.6% | $137,256-85.8% |
| Participation rate | 35.7% | 74.4%-38.6pp | 69.5%-33.8pp | 80.0%-44.2pp |
| Annual return | 24.45% | 26.50%-2.0pp | 29.77%-5.3pp | 220.34%-195.9pp |
| Employer contribution / active EE | $1,055 | $2,904-63.7% | $2,454-57.0% | $4,156-74.6% |
| Participant deferral / active EE | $1,924 | $4,726-59.3% | $4,088-52.9% | $6,407-70.0% |
| Admin fee / account holder | $86 | $8,403-99.0% | $7,189-98.8% | $12,270-99.3% |