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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,375 | $110,410+178.4% | $102,437+200.1% | $145,897+110.7% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 8.57% | 24.85%-16.3pp | 24.95%-16.4pp | 552.29%-543.7pp |
| Employer contribution / active EE | $6,861 | $4,217+62.7% | $3,871+77.2% | $4,663+47.1% |
| Participant deferral / active EE | $17,562 | $5,622+212.4% | $5,060+247.1% | $6,689+162.5% |
| Admin fee / account holder | $19,244 | $9,745+97.5% | $8,388+129.4% | $13,390+43.7% |