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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,539 | $227,399-56.7% | $189,758-48.1% | $198,609-50.4% |
| Participation rate | 85.7% | 84.0%+1.7pp | 79.8%+5.9pp | 82.4%+3.3pp |
| Annual return | 16.88% | 61.03%-44.1pp | 52.62%-35.7pp | 202.70%-185.8pp |
| Employer contribution / active EE | $3,431 | $5,526-37.9% | $4,767-28.0% | $5,055-32.1% |
| Participant deferral / active EE | $4,713 | $6,837-31.1% | $5,856-19.5% | $6,977-32.4% |
| Admin fee / account holder | $593 | $25,162-97.6% | $20,388-97.1% | $19,030-96.9% |