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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,035 | $100,970-39.6% | $96,576-36.8% | $137,256-55.5% |
| Participation rate | 47.8% | 82.6%-34.8pp | 81.4%-33.6pp | 80.0%-32.1pp |
| Annual return | 15.01% | 38.16%-23.2pp | 38.47%-23.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,390 | $3,809-63.5% | $3,553-60.9% | $4,156-66.5% |
| Participant deferral / active EE | $3,140 | $8,286-62.1% | $7,956-60.5% | $6,407-51.0% |
| Admin fee / account holder | $535 | $11,312-95.3% | $11,381-95.3% | $12,270-95.6% |