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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,035 | $107,666-43.3% | $102,184-40.3% | $154,746-60.6% |
| Participation rate | 47.8% | 83.7%-35.9pp | 82.6%-34.8pp | 80.7%-32.9pp |
| Annual return | 15.01% | 29.33%-14.3pp | 31.58%-16.6pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,390 | $3,846-63.9% | $3,594-61.3% | $4,379-68.2% |
| Participant deferral / active EE | $3,140 | $8,719-64.0% | $8,309-62.2% | $6,730-53.4% |
| Admin fee / account holder | $535 | $12,943-95.9% | $11,609-95.4% | $14,365-96.3% |