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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,419 | $160,070+20.2% | $147,117+30.8% | $145,897+31.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.63% | 98.69%-77.1pp | 420.54%-398.9pp | 552.29%-530.7pp |
| Employer contribution / active EE | $14,831 | $5,285+180.7% | $4,932+200.7% | $4,663+218.1% |
| Participant deferral / active EE | $14,809 | $8,419+75.9% | $8,065+83.6% | $6,689+121.4% |
| Admin fee / account holder | $813 | $15,035-94.6% | $12,993-93.7% | $13,390-93.9% |