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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,491 | $81,504+52.7% | $102,437+21.5% | $80,959+53.8% |
| Participation rate | 75.0% | 66.9%+8.1pp | 74.5%+0.5pp | 67.7%+7.3pp |
| Annual return | 10.34% | 25.60%-15.3pp | 24.95%-14.6pp | 35.67%-25.3pp |
| Employer contribution / active EE | $1,758 | $3,104-43.4% | $3,871-54.6% | $2,757-36.2% |
| Participant deferral / active EE | $4,931 | $3,871+27.4% | $5,060-2.5% | $4,300+14.7% |
| Admin fee / account holder | $341 | $6,719-94.9% | $8,388-95.9% | $6,925-95.1% |