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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,161 | $102,382-4.1% | $147,005-33.2% | $80,874+21.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 10.42% | 134.89%-124.5pp | 418.76%-408.3pp | 35.62%-25.2pp |
| Employer contribution / active EE | $4,898 | $3,715+31.8% | $4,934-0.7% | $2,756+77.7% |
| Participant deferral / active EE | $3,232 | $6,646-51.4% | $8,070-60.0% | $4,297-24.8% |
| Admin fee / account holder | $7,072 | $7,942-11.0% | $13,006-45.6% | $6,935+2.0% |