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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,715 | $111,814+103.7% | $103,374+120.3% | $145,959+56.0% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 18.13% | 24.77%-6.6pp | 24.89%-6.8pp | 561.95%-543.8pp |
| Employer contribution / active EE | $8,726 | $4,214+107.1% | $3,869+125.5% | $4,661+87.2% |
| Participant deferral / active EE | $10,740 | $5,618+91.2% | $5,058+112.3% | $6,689+60.6% |
| Admin fee / account holder | $1,532 | $9,754-84.3% | $8,394-81.7% | $13,398-88.6% |