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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,319 | $180,749+90.5% | $160,784+114.2% | $137,256+150.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.74% | 2234.46%-2217.7pp | 1803.92%-1787.2pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,118 | $4,155-73.1% | $3,733-70.1% | $4,156-73.1% |
| Participant deferral / active EE | $3,587 | $6,844-47.6% | $6,293-43.0% | $6,407-44.0% |
| Admin fee / account holder | $39,120 | $10,397+276.3% | $9,717+302.6% | $12,270+218.8% |