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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,319 | $182,442+88.7% | $163,379+110.7% | $138,895+147.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.74% | 72.74%-56.0pp | 63.41%-46.7pp | 145.39%-128.7pp |
| Employer contribution / active EE | $1,118 | $4,159-73.1% | $3,752-70.2% | $4,194-73.4% |
| Participant deferral / active EE | $3,587 | $6,817-47.4% | $6,282-42.9% | $6,396-43.9% |
| Admin fee / account holder | $39,120 | $10,396+276.3% | $9,818+298.5% | $12,562+211.4% |