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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,932 | $102,422+17.1% | $147,117-18.5% | $80,959+48.1% |
| Participation rate | 10.0% | 75.9%-65.9pp | 82.2%-72.2pp | 67.7%-57.7pp |
| Annual return | 14.04% | 135.16%-121.1pp | 420.54%-406.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $6,355 | $3,717+71.0% | $4,932+28.8% | $2,757+130.5% |
| Participant deferral / active EE | $8,633 | $6,652+29.8% | $8,065+7.0% | $4,300+100.8% |
| Admin fee / account holder | $3,065 | $7,953-61.5% | $12,993-76.4% | $6,925-55.7% |