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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,113 | $106,749+14.4% | $145,433-16.0% | $82,448+48.1% |
| Participation rate | 82.4% | 75.6%+6.7pp | 82.1%+0.2pp | 68.1%+14.3pp |
| Annual return | 13.83% | 27.59%-13.8pp | 66.58%-52.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $5,023 | $3,444+45.8% | $4,554+10.3% | $2,551+96.9% |
| Participant deferral / active EE | $6,933 | $6,519+6.4% | $7,897-12.2% | $4,139+67.5% |
| Admin fee / account holder | $3,688 | $8,390-56.0% | $13,129-71.9% | $7,234-49.0% |