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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,280 | $51,638+489.3% | $68,368+345.1% | $82,448+269.1% |
| Participation rate | 91.8% | 63.6%+28.2pp | 73.8%+18.1pp | 68.1%+23.7pp |
| Annual return | 16.35% | 37.53%-21.2pp | 292.57%-276.2pp | 41.64%-25.3pp |
| Employer contribution / active EE | $8,433 | $2,047+312.0% | $2,649+218.3% | $2,551+230.6% |
| Participant deferral / active EE | $12,965 | $2,914+345.0% | $4,123+214.5% | $4,139+213.2% |
| Admin fee / account holder | $331 | $4,643-92.9% | $5,150-93.6% | $7,234-95.4% |