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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,941 | $162,136-64.9% | $152,301-62.6% | $154,746-63.2% |
| Participation rate | 70.6% | 84.1%-13.5pp | 82.4%-11.9pp | 80.7%-10.1pp |
| Annual return | 16.25% | 91.02%-74.8pp | 80.50%-64.3pp | 172.34%-156.1pp |
| Employer contribution / active EE | $1,474 | $4,890-69.9% | $4,624-68.1% | $4,379-66.3% |
| Participant deferral / active EE | $5,341 | $8,341-36.0% | $8,004-33.3% | $6,730-20.6% |
| Admin fee / account holder | $8,707 | $15,759-44.8% | $14,398-39.5% | $14,365-39.4% |