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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,386 | $110,379+148.6% | $102,412+167.9% | $145,884+88.1% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 12.10% | 24.84%-12.7pp | 24.94%-12.8pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,684 | $4,216-60.1% | $3,870-56.5% | $4,662-63.9% |
| Participant deferral / active EE | $8,710 | $5,622+54.9% | $5,060+72.1% | $6,690+30.2% |
| Admin fee / account holder | $20,124 | $9,745+106.5% | $8,388+139.9% | $13,392+50.3% |