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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,629 | $95,453+11.7% | $112,040-4.8% | $82,448+29.3% |
| Participation rate | 75.0% | 72.8%+2.2pp | 76.5%-1.5pp | 68.1%+6.9pp |
| Annual return | 11.99% | 23.92%-11.9pp | 24.52%-12.5pp | 41.64%-29.7pp |
| Employer contribution / active EE | $1,318 | $2,318-43.1% | $2,954-55.4% | $2,551-48.3% |
| Participant deferral / active EE | $4,710 | $4,224+11.5% | $5,098-7.6% | $4,139+13.8% |
| Admin fee / account holder | $48,688 | $9,013+440.2% | $12,098+302.4% | $7,234+573.0% |