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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,506 | $102,429-42.9% | $147,096-60.2% | $80,925-27.7% |
| Participation rate | 84.8% | 75.9%+9.0pp | 82.2%+2.7pp | 67.7%+17.2pp |
| Annual return | 11.47% | 135.02%-123.6pp | 419.75%-408.3pp | 35.65%-24.2pp |
| Employer contribution / active EE | $2,273 | $3,716-38.8% | $4,936-54.0% | $2,756-17.5% |
| Participant deferral / active EE | $5,374 | $6,649-19.2% | $8,071-33.4% | $4,299+25.0% |
| Admin fee / account holder | $21,125 | $7,957+165.5% | $13,005+62.4% | $6,940+204.4% |