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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,026 | $80,812+73.3% | $160,784-12.9% | $82,448+69.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.0%+23.0pp | 68.1%+31.9pp |
| Annual return | 12.18% | 100.59%-88.4pp | 1803.92%-1791.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $0 | $2,174-100.0% | $3,733-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $9,110 | $4,335+110.1% | $6,293+44.8% | $4,139+120.1% |
| Admin fee / account holder | $36,093 | $7,695+369.0% | $9,717+271.4% | $7,234+398.9% |