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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,296 | $78,015+73.4% | $178,505-24.2% | $80,959+67.1% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 10.57% | 18.10%-7.5pp | 27.16%-16.6pp | 35.67%-25.1pp |
| Employer contribution / active EE | $100 | $2,281-95.6% | $3,955-97.5% | $2,757-96.4% |
| Participant deferral / active EE | $8,682 | $4,406+97.1% | $6,280+38.2% | $4,300+101.9% |
| Admin fee / account holder | $945 | $7,160-86.8% | $10,428-90.9% | $6,925-86.4% |