See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $44,093 |
ASCENSUS LLC6 years Service code 15 · EIN 11-3665754 | Recordkeeping | $14,081 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,960 | $78,485+42.7% | $106,213+5.4% | $74,495+50.3% |
| Participation rate | 90.8% | 72.8%+18.0pp | 75.3%+15.5pp | 67.2%+23.6pp |
| Annual return | 14.52% | 15.95%-1.4pp | 116.14%-101.6pp | 1364.94%-1350.4pp |
| Employer contribution / active EE | $4,575 | $2,523+81.4% | $3,171+44.3% | $2,623+74.4% |
| Participant deferral / active EE | $6,101 | $4,322+41.1% | $5,016+21.6% | $4,346+40.4% |
| Admin fee / account holder | $431 | $2,232-80.7% | $11,033-96.1% | $1,942-77.8% |