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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,360 | $99,053+154.8% | $88,179+186.2% | $138,895+81.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 17.01% | 78.17%-61.2pp | 64.97%-48.0pp | 145.39%-128.4pp |
| Employer contribution / active EE | $2,203 | $2,882-23.6% | $2,549-13.6% | $4,194-47.5% |
| Participant deferral / active EE | $5,253 | $5,225+0.5% | $4,614+13.9% | $6,396-17.9% |
| Admin fee / account holder | $6,985 | $8,748-20.2% | $7,673-9.0% | $12,562-44.4% |