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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,360 | $107,809+134.1% | $97,032+160.1% | $155,188+62.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 17.01% | 38.06%-21.0pp | 35.38%-18.4pp | 148.84%-131.8pp |
| Employer contribution / active EE | $2,203 | $2,911-24.3% | $2,629-16.2% | $4,248-48.1% |
| Participant deferral / active EE | $5,253 | $5,129+2.4% | $4,672+12.4% | $6,531-19.6% |
| Admin fee / account holder | $6,985 | $10,717-34.8% | $9,418-25.8% | $14,480-51.8% |