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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,581 | $178,174-43.5% | $156,181-35.6% | $137,256-26.7% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.8%+13.5pp | 80.0%+12.3pp |
| Annual return | 9.45% | 84.19%-74.7pp | 64.87%-55.4pp | 220.34%-210.9pp |
| Employer contribution / active EE | $4,813 | $4,972-3.2% | $4,294+12.1% | $4,156+15.8% |
| Participant deferral / active EE | $5,487 | $6,888-20.3% | $6,132-10.5% | $6,407-14.4% |
| Admin fee / account holder | $24,001 | $17,404+37.9% | $14,586+64.5% | $12,270+95.6% |