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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,582 | $199,109+18.3% | $173,730+35.6% | $154,746+52.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.11% | 20.02%-4.9pp | 19.96%-4.8pp | 172.34%-157.2pp |
| Employer contribution / active EE | $13,367 | $5,311+151.7% | $4,577+192.0% | $4,379+205.2% |
| Participant deferral / active EE | $9,975 | $7,113+40.3% | $6,326+57.7% | $6,730+48.2% |
| Admin fee / account holder | $2,051 | $20,916-90.2% | $17,523-88.3% | $14,365-85.7% |