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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,130 | $102,609-47.2% | $98,090-44.8% | $138,895-61.0% |
| Participation rate | 47.4% | 82.8%-35.4pp | 81.5%-34.2pp | 79.9%-32.6pp |
| Annual return | 17.02% | 36.44%-19.4pp | 37.05%-20.0pp | 145.39%-128.4pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,845 | $8,167-52.9% | $7,845-51.0% | $6,396-39.9% |
| Admin fee / account holder | $8,396 | $11,434-26.6% | $11,815-28.9% | $12,562-33.2% |