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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,126 | $108,911-57.6% | $100,392-54.1% | $145,884-68.4% |
| Participation rate | 40.0% | 83.0%-43.0pp | 81.5%-41.5pp | 80.3%-40.3pp |
| Annual return | 12.98% | 58.23%-45.2pp | 49.45%-36.5pp | 551.85%-538.9pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,586 | $8,459-57.6% | $8,090-55.7% | $6,690-46.4% |
| Admin fee / account holder | $27,618 | $9,698+184.8% | $7,904+249.4% | $13,392+106.2% |