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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,365 | $106,524-4.8% | $152,301-33.4% | $87,485+15.9% |
| Participation rate | 91.7% | 75.8%+15.9pp | 82.4%+9.2pp | 68.9%+22.7pp |
| Annual return | 14.05% | 26.89%-12.8pp | 80.50%-66.5pp | 26.06%-12.0pp |
| Employer contribution / active EE | $2,146 | $3,371-36.4% | $4,624-53.6% | $2,596-17.4% |
| Participant deferral / active EE | $7,856 | $6,525+20.4% | $8,004-1.8% | $4,274+83.8% |
| Admin fee / account holder | $17,288 | $8,287+108.6% | $14,398+20.1% | $7,775+122.4% |