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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,365 | $106,749-5.0% | $145,433-30.3% | $82,448+22.9% |
| Participation rate | 91.7% | 75.6%+16.0pp | 82.1%+9.5pp | 68.1%+23.6pp |
| Annual return | 14.05% | 27.59%-13.5pp | 66.58%-52.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $2,146 | $3,444-37.7% | $4,554-52.9% | $2,551-15.9% |
| Participant deferral / active EE | $7,856 | $6,519+20.5% | $7,897-0.5% | $4,139+89.8% |
| Admin fee / account holder | $17,288 | $8,390+106.1% | $13,129+31.7% | $7,234+139.0% |