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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,972 | $129,737-33.7% | $119,126-27.8% | $154,746-44.4% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 10.23% | 379.08%-368.8pp | 282.11%-271.9pp | 172.34%-162.1pp |
| Employer contribution / active EE | $1,804 | $4,375-58.8% | $4,034-55.3% | $4,379-58.8% |
| Participant deferral / active EE | $6,940 | $5,842+18.8% | $5,318+30.5% | $6,730+3.1% |
| Admin fee / account holder | $6,805 | $11,961-43.1% | $10,693-36.4% | $14,365-52.6% |