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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,972 | $171,492-49.9% | $150,734-43.0% | $198,609-56.7% |
| Participation rate | 66.7% | 81.4%-14.7pp | 78.4%-11.8pp | 82.4%-15.7pp |
| Annual return | 10.23% | 804.70%-794.5pp | 600.81%-590.6pp | 202.70%-192.5pp |
| Employer contribution / active EE | $1,804 | $5,470-67.0% | $4,918-63.3% | $5,055-64.3% |
| Participant deferral / active EE | $6,940 | $6,259+10.9% | $5,610+23.7% | $6,977-0.5% |
| Admin fee / account holder | $6,805 | $17,628-61.4% | $14,905-54.3% | $19,030-64.2% |