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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,110 | $129,737-23.6% | $119,126-16.8% | $154,746-36.0% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 19.27% | 379.08%-359.8pp | 282.11%-262.8pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,892 | $4,375-56.7% | $4,034-53.1% | $4,379-56.8% |
| Participant deferral / active EE | $3,295 | $5,842-43.6% | $5,318-38.0% | $6,730-51.0% |
| Admin fee / account holder | $6,372 | $11,961-46.7% | $10,693-40.4% | $14,365-55.6% |