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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,110 | $111,535-11.1% | $105,223-5.8% | $137,256-27.8% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 19.27% | 237.85%-218.6pp | 180.65%-161.4pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,892 | $3,939-52.0% | $3,689-48.7% | $4,156-54.5% |
| Participant deferral / active EE | $3,295 | $5,500-40.1% | $5,072-35.0% | $6,407-48.6% |
| Admin fee / account holder | $6,372 | $9,721-34.5% | $8,859-28.1% | $12,270-48.1% |