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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,977 | $184,014+222.2% | $161,149+268.0% | $138,895+326.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 15.07% | 21.52%-6.5pp | 21.16%-6.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $8,144 | $5,055+61.1% | $4,360+86.8% | $4,194+94.2% |
| Participant deferral / active EE | $11,694 | $6,909+69.3% | $6,153+90.1% | $6,396+82.8% |
| Admin fee / account holder | $2,275 | $18,027-87.4% | $15,194-85.0% | $12,562-81.9% |