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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,977 | $213,785+177.4% | $185,441+219.8% | $155,188+282.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.07% | 19.97%-4.9pp | 20.16%-5.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $8,144 | $5,393+51.0% | $4,672+74.3% | $4,248+91.7% |
| Participant deferral / active EE | $11,694 | $6,864+70.4% | $6,152+90.1% | $6,531+79.1% |
| Admin fee / account holder | $2,275 | $21,134-89.2% | $17,890-87.3% | $14,480-84.3% |