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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,977 | $69,118-89.9% | $53,647-87.0% | $138,895-95.0% |
| Participation rate | 12.5% | 64.0%-51.5pp | 56.3%-43.8pp | 79.9%-67.4pp |
| Annual return | 22.38% | 248.26%-225.9pp | 358.33%-336.0pp | 145.39%-123.0pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $296 | $2,274-87.0% | $1,813-83.7% | $6,396-95.4% |
| Admin fee / account holder | $25 | $2,724-99.1% | $2,460-99.0% | $12,562-99.8% |