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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,241 | $102,382+250.9% | $147,005+144.4% | $80,874+344.2% |
| Participation rate | 97.4% | 75.8%+21.5pp | 82.2%+15.2pp | 67.6%+29.7pp |
| Annual return | 13.26% | 134.89%-121.6pp | 418.76%-405.5pp | 35.62%-22.4pp |
| Employer contribution / active EE | $789 | $3,715-78.7% | $4,934-84.0% | $2,756-71.4% |
| Participant deferral / active EE | $20,714 | $6,646+211.7% | $8,070+156.7% | $4,297+382.1% |
| Admin fee / account holder | $25,031 | $7,942+215.2% | $13,006+92.5% | $6,935+260.9% |