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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,241 | $102,385+250.9% | $147,080+144.2% | $80,935+343.9% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 13.26% | 135.09%-121.8pp | 420.17%-406.9pp | 35.66%-22.4pp |
| Employer contribution / active EE | $789 | $3,717-78.8% | $4,933-84.0% | $2,757-71.4% |
| Participant deferral / active EE | $20,714 | $6,651+211.4% | $8,066+156.8% | $4,299+381.8% |
| Admin fee / account holder | $25,031 | $7,951+214.8% | $12,989+92.7% | $6,924+261.5% |