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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,171 | $30,423+360.7% | $56,025+150.2% | $74,478+88.2% |
| Participation rate | 21.6% | 32.9%-11.3pp | 52.5%-30.9pp | 67.2%-45.6pp |
| Annual return | 18.19% | 24.97%-6.8pp | 1712.69%-1694.5pp | 1370.56%-1352.4pp |
| Employer contribution / active EE | $436 | $610-28.6% | $1,042-58.2% | $2,626-83.4% |
| Participant deferral / active EE | $1,333 | $1,176+13.3% | $1,955-31.8% | $4,350-69.4% |
| Admin fee / account holder | $5 | $2,363-99.8% | $2,828-99.8% | $1,946-99.7% |