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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,171 | $34,932+301.3% | $56,441+148.3% | $74,546+88.0% |
| Participation rate | 21.6% | 32.9%-11.3pp | 52.5%-30.9pp | 67.2%-45.6pp |
| Annual return | 18.19% | 24.90%-6.7pp | 1704.21%-1686.0pp | 1366.03%-1347.8pp |
| Employer contribution / active EE | $436 | $608-28.4% | $1,039-58.1% | $2,624-83.4% |
| Participant deferral / active EE | $1,333 | $1,173+13.7% | $1,953-31.7% | $4,347-69.3% |
| Admin fee / account holder | $5 | $2,359-99.8% | $2,829-99.8% | $1,944-99.7% |