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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,085 | $225,673+46.3% | $203,872+61.9% | $155,188+112.7% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 17.00% | 95.91%-78.9pp | 85.11%-68.1pp | 148.84%-131.8pp |
| Employer contribution / active EE | $21,000 | $4,099+412.4% | $3,757+458.9% | $4,248+394.4% |
| Participant deferral / active EE | $22,002 | $6,893+219.2% | $6,388+244.5% | $6,531+236.9% |
| Admin fee / account holder | $3,714 | $12,327-69.9% | $11,730-68.3% | $14,480-74.3% |