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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,796 | $90,530+122.9% | $76,030+165.4% | $145,897+38.3% |
| Participation rate | 92.9% | 74.4%+18.4pp | 69.1%+23.8pp | 80.3%+12.6pp |
| Annual return | 12.60% | 625.08%-612.5pp | 361.54%-348.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $3,119 | $3,319-6.0% | $2,688+16.0% | $4,663-33.1% |
| Participant deferral / active EE | $9,646 | $5,164+86.8% | $4,257+126.6% | $6,689+44.2% |
| Admin fee / account holder | $1,809 | $8,383-78.4% | $6,421-71.8% | $13,390-86.5% |