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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,486 | $75,807+167.1% | $116,096+74.4% | $86,983+132.8% |
| Participation rate | 55.9% | 66.9%-11.0pp | 73.3%-17.4pp | 69.5%-13.7pp |
| Annual return | 11.93% | 18.57%-6.6pp | 326.25%-314.3pp | 25.83%-13.9pp |
| Employer contribution / active EE | $0 | $1,892-100.0% | $2,503-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,808 | $3,212-12.6% | $3,952-29.0% | $4,194-33.1% |
| Admin fee / account holder | $14,989 | $6,659+125.1% | $7,704+94.6% | $7,856+90.8% |